FstPay Terms of Service – Please Read Before Using This Website

These terms explain what you can and cannot do on fstpay.net, what we are responsible for, and what we are not. Written in plain language — no legal jargon.

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1. Who These Terms Apply To

These Terms of Service govern your use of fstpay.net — the independent educational guide website for FstPay users in India. By visiting any page on this website, reading any guide, or submitting a message through our contact form, you agree to be bound by these terms.

These terms do not cover the FstPay app itself. The app is operated by its own developers under separate terms and conditions. For questions about the app's own rules, use the in-app support chat.

If you are under 18 years of age, please do not use this website without the supervision of a parent or guardian. The content on this site — including guides about P2P token trading — is intended for adults.

2. What This Website Is

fstpay.net is an independent educational guide website. We publish step-by-step guides, safety articles, FAQs, and informational content to help Indian users understand and safely use the FstPay app. All content is written by our editorial team based on real-device testing and publicly available information about the platform.

We are not the developers, owners, or operators of the FstPay app. We do not process payments, hold user funds, operate user accounts, or provide official customer support for the app. Using this website does not create any contractual relationship between you and the FstPay app or its developers.

3. Acceptable Use

You are welcome to use fstpay.net for any lawful personal purpose. The following uses are not permitted:

Scraping or automated access. You may not use bots, scrapers, or automated tools to extract content from this website in bulk without our written permission.

Copying content to build competing sites. Reproducing our guides, articles, or page structure to create a competing or clone website is strictly prohibited and constitutes copyright infringement.

Impersonating this website. You may not create websites, social media accounts, or Telegram groups that falsely claim to be fstpay.net or its team.

Submitting false information. Using our contact form to submit fraudulent, abusive, or misleading information is not permitted and may be reported to the relevant authorities.

Distributing malware or harmful links. You may not use this website or its contact channels to spread malware, phishing links, or any content designed to harm other users.

Posting spam. Repeated or bulk contact form submissions with irrelevant or commercial content are not permitted.

4. Content & Intellectual Property

All original text, guides, tables, page structure, and visual design on fstpay.net are the property of the FstPay Editorial Team and are protected under Indian and international copyright law.

What you can do: Share links to our pages freely on social media, messaging apps, or your own website. Quote short passages — up to two or three sentences — with clear credit and a direct link back to the original page.

What you cannot do: Copy entire articles or pages, republish our content in full on any platform, translate and republish our work without permission, use our content to train AI models without consent, or present our original writing as your own.

Third-party content: The FstPay name, logo, and app screenshots are the property of the FstPay app developers. We use them on this website solely for identification and educational purposes under fair-use principles.

If you believe any content on this site infringes your intellectual property, contact us through the Contact page with full details and we will investigate promptly.

5. No Financial or Legal Advice

Nothing on fstpay.net is financial advice, investment advice, legal advice, or tax advice of any kind. We are not licensed financial advisors, brokers, legal professionals, or registered with the Reserve Bank of India (RBI) or the Securities and Exchange Board of India (SEBI).

All earnings figures mentioned in our guides — referral commissions, bonus tokens, trading percentages — are taken directly from the app's own stated terms. They represent what the app offers, not what any user will actually earn. Results depend entirely on personal trading activity, market conditions, and many other factors outside our control.

Before making any decision about trading, depositing money, or withdrawing funds, please conduct your own research and, where appropriate, consult a qualified financial professional.

6. Accuracy of Information

We make every reasonable effort to keep the information on fstpay.net accurate and up to date. Our editorial team conducts real-device testing and reviews all guides on a regular schedule. When we find an error, we correct it as quickly as possible.

Despite this care, we cannot guarantee that every detail will always be complete, current, or error-free. The FstPay app, its features, and its terms can change at any time without notice. When the app and our guide conflict, always follow what the app itself states.

If you spot outdated or incorrect information, please report it through our Contact page and we will verify and correct it in our next update cycle — sooner if the error is significant.

7. External Links

fstpay.net links to the official FstPay Telegram channel, the FstPay app download page, and a small number of other external resources. These links are included because we believe they are useful to our readers at the time of publication.

We do not control external websites, Telegram groups, or third-party services. Once you leave fstpay.net, their own terms, privacy policies, and security practices apply. A link on this website is not an endorsement of every piece of content that appears on the linked destination.

Scammers regularly create fake websites and Telegram groups that impersonate FstPay. Always access external links from fstpay.net directly, and verify the URL before clicking on any link you receive through a message or search engine result.

8. Limitation of Liability

To the maximum extent permitted under applicable Indian law, fstpay.net and its editorial team shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising from your use of this website or the information it contains.

This includes but is not limited to financial loss from trading decisions, loss of tokens, failed withdrawals, scams committed by third parties, app downtime, account bans, or any other outcome connected to using the FstPay app based on information found here.

You use this website and act on any information it contains entirely at your own risk. Nothing in these terms creates any warranty, guarantee, or contractual right on your behalf.

9. Privacy

How we collect, use, and protect the personal information you share with us — including contact form submissions and cookies — is described in our Privacy Policy. That document forms part of these Terms of Service and applies to all users of this website.

We never ask for your FstPay password, OTP, UPI PIN, or bank details through this website. Any message asking for these details in our name is fraudulent — report it immediately.

10. Disclaimer Reference

Our Disclaimer page contains additional important information about risk warnings, regulatory status, income disclaimers, and the limits of our responsibility. It forms part of these Terms of Service and you are expected to read it alongside this document.

11. Changes to These Terms

We may update these Terms of Service at any time when our practices change, when new features are added to the website, or when Indian law requires it. When a significant change is made, we update this document. Continuing to use fstpay.net after a change has been made means you accept the updated version.

If you disagree with any update to these terms, you are always free to stop using the website. We will never retroactively apply terms that create new obligations for actions you took before the update was published.

12. Governing Law & Disputes

These Terms of Service are governed by the laws of India. Any dispute arising from your use of this website will be subject to the exclusive jurisdiction of the courts of India.

Before taking any formal legal action, we encourage you to contact us through the Contact page. Most concerns can be resolved quickly through direct communication, and we commit to responding to every genuine query within 24 hours on working days.

13. Contact & Questions

If you have any questions about these Terms of Service, want to report a potential breach, or need to raise a copyright concern, please use our Contact Us page with the subject "Terms of Service". We read every message and reply within 24 hours on working days.

Frequently Asked Questions